Why Buy with Livco Homes

Expertise, local knowledge, and a personalised approach to help you find the right property.

Why Buy with Livco Homes

Buying a home is one of the most important decisions you’ll make. At Livco Homes, we combine expertise, local knowledge, and a personalised approach to help you find the right property efficiently and confidently.

Set Your Budget

Before you start viewing properties, it's essential to understand exactly what you can afford.

KEY ACTIONS

  • Assess your finances: Determine how much you can afford, including deposit, legal fees, stamp duty, and moving costs
  • Mortgage advice: Essential if you require a mortgage to purchase (not needed for a full cash purchase)
  • Mortgage pre-approval: Can strengthen your position when making an offer

Choose a Conveyancer Early

Selecting the right solicitor before you find a property can save significant time and demonstrate your commitment to sellers.

WHY IT MATTERS

  • Select a conveyancer before finding a property: Choosing the right solicitor is important and can take time
  • Avoid delays: Having a conveyancer chosen early allows you to instruct them immediately once an offer is made
  • Show commitment to sellers: Delays in selecting a conveyancer can make sellers nervous about your seriousness

Property Search

With your finances in order and professionals appointed, it's time to find your ideal home.

HOW TO SEARCH EFFECTIVELY

  • Define your requirements: Consider location, property type, size, and key features
  • Research the market: Use online listings, estate agents, and local knowledge to identify suitable properties
  • Arrange viewings: Visit shortlisted properties to assess condition, layout, and suitability firsthand

Make an Offer

Once you've found the right property, it's time to submit your offer with confidence.

THE OFFER PROCESS

  • Decide your offer price: Based on market research, property condition, and your budget
  • Submit the offer: Your agent or representative presents it to the seller
  • Offer accepted: With a conveyancer already chosen, you can instruct them immediately and demonstrate commitment

Mortgage & Solicitor

With your offer accepted, the legal and financial processes begin in earnest.

IMMEDIATE ACTIONS

  • Apply for your mortgage: Submit a full mortgage application as soon as your offer is accepted
  • Instruct your solicitor/conveyancer: Begin the legal process immediately

SOLICITOR RESPONSIBILITIES

  • Conducting property searches (local authority, drainage, environmental, etc.)
  • Reviewing contracts and raising enquiries with the seller
  • Advising on legal obligations and leasehold matters (if applicable)
  • Lender valuation: The lender may inspect the property to confirm its value

Surveys & Checks

Optional but recommended surveys can identify potential issues before you commit.

YOUR OPTIONS

  • Homebuyer survey: Optional, depending on buyer preference and property type
  • Act on surveys promptly to avoid delays in the process

Exchange Contracts

The point at which the transaction becomes legally binding for both buyer and seller.

WHAT HAPPENS

  • Contracts reviewed by your solicitor: Ensure all terms, conditions, and obligations are understood
  • Deposit paid: Typically 10% of the purchase price on exchange
  • Set a completion date: Agree on the date when ownership will transfer

Completion & Moving In

The final stage — ownership transfers and you receive the keys to your new home.

FINAL STEPS

  • Transfer of funds: Your solicitor ensures the purchase money is sent to the seller
  • Receive the keys: The property is officially yours
  • Set up utilities and services: Arrange electricity, water, internet, insurance, and council tax
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Recently Sold Properties

Take a look at some of the properties we’ve recently sold across London.

Other Services That May Interest You

Explore our full range of services for landlords and property owners.

Why Sell With Us

Thinking of selling instead? We make it straightforward and stress-free

Property Management

Professional, hands-off management that protects your investment.

Marketing

Professional photography, drone footage and virtual tours for your property.

Get a Valuation

What’s your property worth? Get an estimate from our local experts.

Ready to Find Your Dream Home?

We are one of East London’s leading estate agents. From our first contact to our last, you will find us friendly, genuine and knowledgeable.