Your Guide to Buying with Livco

Buying a property is a major decision. This guide outlines every stage, from budgeting to moving in, so you feel confident throughout.

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Livco’s Buyers Guide

Set Your Budget

Before you start viewing properties, it’s essential to understand exactly what you can afford.

KEY ACTIONS

Assess your finances: Determine how much you can afford, including deposit, legal fees, stamp duty, and moving costs
Mortgage advice: Essential if you require a mortgage to purchase (not needed for a full cash purchase)
Mortgage pre-approval: Can strengthen your position when making an offer

Choose a Conveyancer Early

Selecting the right solicitor before you find a property can save significant time and demonstrate your commitment to sellers.

WHY IT MATTERS

Select a conveyancer before finding a property: Choosing the right solicitor is important and can take time
Avoid delays: Instruct them immediately once an offer is made
Show commitment: Delays can make sellers nervous about your seriousness

Property Search

With your finances in order and professionals appointed, it’s time to find your ideal home.

HOW TO SEARCH EFFECTIVELY

Define your requirements: Location, property type, size, and features
Research the market: Online listings, estate agents, and local knowledge
Arrange viewings: Assess layout, condition, and suitability firsthand

Make an Offer

Once you've found the right property, it's time to submit your offer with confidence.

THE OFFER PROCESS

Decide your offer price: Based on market research, property condition, and your budget
Submit the offer: Your agent or representative presents it to the seller
Offer accepted: With a conveyancer already chosen, you can instruct them immediately and demonstrate commitment

Mortgage & Solicitor

With your offer accepted, the legal and financial processes begin in earnest.

WHAT HAPPENS

Apply for your mortgage: Submit a full mortgage application as soon as your offer is accepted
Instruct your solicitor/conveyancer: Begin the legal process immediately
Contracts are issued by the seller’s solicitor

Solicitor Responsibilities

Conducting property searches (local authority, drainage, environmental, etc.)
Reviewing contracts and raising enquiries with the seller
Advising on legal obligations and leasehold matters (if applicable)
Lender valuation: The lender may inspect the property to confirm its value

Surveys & Checks

Optional but recommended surveys can identify potential issues before you commit.

YOUR OPTIONS

Homebuyer survey: Optional, depending on buyer preference and property type
Act on surveys promptly to avoid delays in the process

Exchange Contracts

The point at which the transaction becomes legally binding for both buyer and seller.

WHAT HAPPENS

Contracts reviewed by your solicitor: Ensure all terms, conditions, and obligations are understood
Deposit paid: Typically 10% of the purchase price on exchange
Set a completion date: Agree on the date when ownership will transfer

Completion & Moving In

The final stage - ownership transfers and you receive the keys to your new home.

FINAL STEPS

Transfer of funds: Your solicitor ensures the purchase money is sent to the seller
Receive the keys: The property is officially yours
Set up utilities and services: Arrange electricity, water, internet, insurance, and council tax

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Browse Our Latest Properties

Take a look at some of the latest properties across our East London portfolio.

Edmeston Close, London, E9

£425,000
A well-presented two-bedroom top floor flat on Edmeston Close, E9, set within a convenient Hackney location.
More Details
For Sale
2 Bedrooms
1 Bathroom
1 Reception
Flat / Apartment
Barnabas Road, London, E9

£500,000 Guide Price
This well-proportioned duplex maisonette is arranged over the first and second floors and benefits from its own front door, with no shared internal areas.
More Details
For Sale
2 Bedrooms
1 Bathroom
1 Reception
Poole Road, London, E9

£3,500 pcm
A beautifully presented Victorian maisonette set over two floors, offering two double bedrooms plus a study/third bedroom and a standout 30ft private garden. The flat combines period character with practical living space, ideal for a long-term let.
More Details
Let Agreed
2 Bedrooms
1 Bathroom
1 Reception
May 29, 2026
Paragon Road, London, E9

£850,000 In Excess of
This spacious four bedroom terraced house on Trelawney Estate, Hackney, offers well arranged accommodation suited to family living. The property includes off street parking and a practical ground floor layout, with a generous reception room and a separate kitchen providing good storage and workspace...
More Details
For Sale
4 Bedrooms
2 Bathrooms
1 Reception
House
Wallis Road, E9

£400,000 In Excess of
A bright and spacious one-bedroom apartment located on the fourth floor of a modern luxury development in the heart of Hackney Wick, offered chain free.
More Details
For Sale
1 Bedroom
1 Bathroom
1 Reception
Flat / Apartment
Hatch Building, Berkshire Road, E9

£425,000 Guide Price
A bright and spacious one bedroom apartment set on the fourth floor of the sought-after Harch Building, a luxury development in the heart of Hackney Wick.
More Details
For Sale
1 Bedroom
1 Bathroom
1 Reception
Flat / Apartment
Curie House, Wallis Road, E9

£425,000 Guide Price
A bright and spacious one bedroom apartment set on the third floor of a luxury development in the heart of Hackney Wick.
More Details
For Sale
1 Bedroom
1 Bathroom
1 Reception
Stevens Avenue, Butfield House Stevens Avenue, E9

£375,000
SOLD PRIOR TO MARKETING - Situated on the second floor of a purpose-built block, this well-presented 2-bedroom flat offers a convenient location close to Well Street’s shops.
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For Sale
2 Bedrooms
1 Bathroom
1 Reception
Retreat Place, Fieldwick House Retreat Place, E9

£350,000 Guide Price

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For Sale
2 Bedrooms
2 Bathrooms